• You’re coming to the end of a fixed-rate period
• The Bank of England base rate changes
• You’ve temporarily changed to interest-only through the Mortgage Charter
• You change the amount or term of your mortgage.
See how a change of interest rates would affect your monthly payments.
Based on what you told us
Try a different interest rate
About the Bank of England base rate
Find out why the base rate affects your mortgage and use our calculator to see how your monthly payment could be affected.
Switch to a new rate if you have a mortgage with us
If you have a mortgage with us, we can offer you exclusive rates if you want to switch to a new deal – and you could borrow more.
Worried you can’t afford your payments?
If you're concerned that you won’t be able to make your mortgage payments, contact us right now to find out about the various ways we can help you.
If you already bank with us, you can open a chat in Online Banking.
You can call us on Monday to Friday from 7am to 8pm, and on Saturday and Sunday from 7am to 5pm.
Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority.
Registered office for all: 1 Churchill Place, London E14 5HP